5 Smart Ways To Afford Dental Implants

25 April 2022
 Categories: Dentist, Blog

Dental implants are similar to your healthy and natural teeth. They allow you to regain full confidence — you can smile, eat, and speak with comfort and confidence. Besides, they're long-lasting, potentially lasting a lifetime when well cared for.

However, many people who could benefit from dental implants may not afford them. Find below ways to make dental implants more affordable.

1. Discount Plans

You can try a discount plan. Several companies offer these discounts and allow you to arrange with a dentist for discounted services. The company that offers the discount plan may have a network of dentists who will perform certain procedures for you at a reduced cost. This can be a good option if you don't mind out-of-pocket payment for your dental implant surgery.

2. Dental Insurance

Many dental insurance plans cover a part of dental implants, and some will even cover all the costs associated with your treatment. Check your benefits plan if you need dental implants and need help paying for them. You can also call your insurer to determine what's covered under your policy.

Dental insurance can be a good way to pay for dental implants. Many employers now offer dental plans that provide coverage for major dental work. If you don't have dental insurance, you may be able to buy it through your state's health care marketplace or from an insurance company.

3. Flexible spending account (FSA)

Your employer sponsors an FSA benefit scheme that you can use to set aside pretax earnings from your paycheck to pay for annual medical expenses. Again, this type of plan may cover the cost of dental implants if they are medically necessary.

4. Health Savings Account (HSA)

If you have one, your dental implant cost may be covered by a Health Savings Account (HSA). An HSA is a tax-advantaged account used to pay for medical expenses, and it can be a great way to save money on your dental implants.

You can use these funds for the entire process, including the initial consultation, treatment planning, implants, and removable dentures. You can also use your HSA to cover costs after the procedure is complete.

5. Healthcare Installment Plan

Most people do not have dental insurance that covers the cost of dental implants. This is where a healthcare installment plan can come in handy.

Before you go this route, make sure you understand the terms and how much the total cost will be over time. Many companies offer interest-free financing for up to 12 months or low monthly payment plans. However, you may encounter high-interest rates or large penalties for late payments.


Dental implants can be expensive, but they're a long-term investment in your oral health. They should last for many years and need the same care as natural teeth.