If you have dental insurance, you may be aware that many insurance plans won't cover a procedure that is considered cosmetic, even when it comes to dental implants. Thankfully, there are a few situations where dental implants could be covered. It is only if you have a medical need rather than a cosmetic need, but it is possible. Here is what you need to know about using dental insurance to pay for your dental implants.
Check With Your Health Insurance Provider
You should start by looking into what kind of coverage you would have with your health insurance. It is possible that there are clauses in place for dental work in some situations. It is always worth checking your health insurance policy first, and talk to your insurance agent if you have any questions.
The odds are that the only time health insurance will cover your dental implants is if it is medically necessary for you. This could be due to not having implants causing a negative effect elsewhere in your body, or an illness that caused problems with your oral health.
Know When Dental Implants Are Necessary
There are several medical situations where receiving dental implants could be considered necessary. The main one is if you are unable to properly eat food due to your teeth. While dentures are a viable alternative to dental implants, it is possible that you're still having problems eating with dentures. If it has an effect on the nutrition your body receives from the foods you eat, it could be argued that implants are necessary for the health of your entire body.
Another situation would be if implants are necessary to help treat bulimia. Bulimia is a condition that definitely affects the health of your teeth due to vomiting. Your natural teeth may be so damaged by this that it is not recommended to get dental implants to help fix the issue. The process will involve removing teeth and replacing them with implants.
There are also medical conditions that impact how much saliva you produce, which can cause damage to your oral health and ruin your teeth. If you've lost teeth as a result of a medical condition, insurance may pay for implants to replace them.
When in doubt about what insurance will pay for, speak to your dentist about it. They have dealt with billing patients through insurance before and are well aware of what can help get their patients covered. For more information, check out a website like http://schillingfarmsdental.com.